Apply for a Home
The Joplin Area Habitat for Humanity partners with needy families and the community to build affordable healthy homes in Jasper County. Families must meet the qualifications listed on this page to apply. If you would like more information give us a call at 417-782-6533. We have applications already printed at our offices for your convenience.
We offer homes at below market rate with no down payment and also provide a 0% interest mortgage. To qualify for our home ownership program, your family must meet the following requirements: Need, Ability to Pay, and Willingness to Partner.
Need for Adequate Shelter
- You must have a need for adequate housing. This could mean you currently are in FEMA or temporary housing, HUD housing, are overcrowded, your housing is unaffordable or has inadequate utilities, you are unable to obtain conventional financing, etc. There are a variety of situations that constitute need.
Ability to Pay
- Based on the number of members in your family, your total annual income must be between our minimum and maximum income guidelines. (see below) These amounts are gross income (income before taxes are withdrawn).
| Family Size | Minimum | Maximum |
| One | $10,000 | $26,600 |
| Two | $11,400 | $30,400 |
| Three | $12,850 | $34,200 |
| Four | $14,250 | $38,000 |
| Five | $15,400 | $41,050 |
| Six | $16,550 | $44,100 |
| Seven | $17,700 | $47,150 |
| Eight | $18,850 | $50,200 |
Willingness to Partner
- There is a “sweat equity” requirement. Your family will need to complete hours of volunteer work with Joplin Area Habitat for Humanity.
If you have questions, please contact our office at 417-782-6533. Our office is located in the Commerce Bank at 2nd St. and Main St. in Joplin.
Please note that we will need a complete application including tax returns, pay stubs, and other relevant documents. Credit checks and background checks will also be conducted. Please do not hesitate to apply if you have “bad” credit or have made a previous mistake. There is no score cut off and both background and credit checks are analyzed on an individual case by case basis.
Equal Housing Opportunity: Joplin Area Habitat for Humanity selects families on an impartial and nondiscriminatory basis. Race, color, gender, national origin, marital status, family status, sexual orientation, age, religion, and disability are not part of the decision-making process.
If you meet our criteria and would like more information please fill out our contact information form or give us a call at 417-782-6533.
