Through the power of homeownership, we change lives. We partner with people in need of decent, affordable housing to build a place to call home.
Joplin Area Habitat for Humanity partners with low income families and individuals to provide decent, energy efficient, affordable housing. Our homeownership program provides a “hand up” not a “hand out”, with the completed home deeded to the family with a 30 year affordable mortgage.
No matter who you are or where you come from, everyone deserves a decent place to live. People in our homeownership program partner to build brighter futures for themselves and their families. We work with people who might not otherwise qualify for a traditional mortgage.
To purchase a home through Joplin Area Habitat for Humanity, an applicant must:
- Live or work in Jasper County for at least on year
- Demonstrate need – current housing is inadequate, conditions are substandard, or it is not affordable
- Have a stable income, with total gross household income within our income guidelines (see Interest Form for income guidelines)
- Have a satisfactory credit and background history
- Show ability to afford the projected mortgage payments
- Agree to partner with us by working “sweat equity”, attending educational classes, and participating in media coverage
- Be a U.S. citizen or permanent legal resident
Interested in our Habitat homeownership program?
The need for decent, affordable housing is great. There are currently no Habitat home opportunities available.
To be added to our contact list for future home opportunities, please complete and turn in our “Interest Form for Homeownership” below. You will be notified as soon as we re-open our application process, plus have opportunities now for our informational sessions. Thank you for your interest in our homeownership program!
We do business in accordance with the Federal Fair Housing Law. Joplin Area Habitat for Humanity makes selections on an impartial and nondiscriminatory basis. Race, color, sex, national origin, marital status, familial status, sexual orientation, age, religion, and disability are not part of the decision-making process.
Watch a homeowner story below.